How to protect your bank app, card and mobile money from fraud
Fraudsters want your PIN, your OTP and your phone. These habits make your money much harder to steal.
Read articleLosing a phone should not mean losing years of memories and contacts. A simple three-part backup takes under half an hour.

Phones get lost, stolen, dropped and damaged every day. If everything lives only on the device, one accident can erase years of photos, contacts and messages. Backing up is the cheapest protection you will ever buy, and most of it is free.
Keep three copies of important data: the original on your phone, one backup on a different device or card, and one in the cloud. If one fails or is lost, the others survive.
A backup that has never been tested is only a hope. Once in a while, try opening a few files from the backup or look at the cloud storage on another device.
Use a strong passphrase and two-step verification on your cloud account. If your backup is stolen, your private photos and chats could be exposed.
Free cloud plans fill up fast. Delete duplicate files, back up originals only once and consider paying a small monthly fee if your memories and work are valuable.
Set a reminder on the first day of each month to check your backups. It takes a few minutes and means a lost phone becomes an inconvenience rather than a disaster.
Written by the EarnNaija team at EarnNaija Digital Technologies.
This article is general information, not financial or legal advice. Earnings are never guaranteed. See our fees page for the exact costs.
No comments yet. Be the first to share what you think.
Subscribe with your email and we will message you as soon as a new post goes up on the EarnNaija blog. No spam, and you can unsubscribe any time.
Fraudsters want your PIN, your OTP and your phone. These habits make your money much harder to steal.
Read articleFake apps copy real logos to steal passwords and money. Learn the signs and the safest way to install and update apps.
Read articleApps ask to use your camera, location, contacts and more. Learn which requests make sense and which are red flags.
Read articleCreating an account is free. Every rate and fee is shown before you commit.
Create a free accountEssential cookies keep you signed in while you do tasks and get paid. Optional ones help us see how the site is used and show ads on public pages. Never inside your tasks. Read our Privacy Policy.
Choose which cookies we may use. You can change this at any time from the footer.