How to protect your bank app, card and mobile money from fraud
Fraudsters want your PIN, your OTP and your phone. These habits make your money much harder to steal.
Read articleInternet calls turn your voice into data. Learn how that works, why prices differ and what affects call quality.

When you make a traditional phone call, your voice travels over a telephone network that charges by the minute and by the distance or route. An internet call, often called VoIP (Voice over Internet Protocol), sends your voice as small pieces of data over the internet instead. That difference is the main reason internet calling can cost less.
All of this happens in a fraction of a second.
Internet routes can be shared across many users and do not depend on dedicated phone lines. When both people use the same app, the call may be free apart from the data it uses. When you call an ordinary phone number, the provider must still connect to a phone network at the other end, and that connection has a cost, so you pay a small rate per minute.
It depends on the app and the codec, but a voice call usually uses far less data than a video call. If your data is limited, try to use Wi-Fi when you can, and close other apps that download in the background.
Remember that internet calling may not always work for emergency services, especially if power or data is down. Keep a regular phone line for emergencies.
Understanding how VoIP works helps you choose the right app, save money and get clearer conversations.
Written by the EarnNaija team at EarnNaija Digital Technologies.
This article is general information, not financial or legal advice. Earnings are never guaranteed. See our fees page for the exact costs.
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Fraudsters want your PIN, your OTP and your phone. These habits make your money much harder to steal.
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